BUY ALERT🚨: Two Positions I Added > 70% Upside Potential
Added one new income position and one new growth position. The dividend wheel strategy is in full effect.
For the majority of investors, the market presents a binary choice: either you chase high growth in hopes of a massive payday, or you settle for slow, steady income. But what if there was a way to have both? I have spent years building a strategy that defies this conventional wisdom. It is a system I call the dividend wheel, designed to generate a powerful and consistent income stream that can be immediately reinvested into high-conviction growth plays.
I am not talking about a handful of slow-and-steady dividend aristocrats. I am talking about generating an estimated 40% in annual income from a single position. And, it gets better. I've combined this with a second position, a company so dominant that despite recent market noise, analysts have set a price target with an estimated upside potential of over 75%. This is the one-two punch of cash flow and explosive growth.
In this exclusive article, I will reveal the two funds at the heart of my strategy. I'll show you exactly how I use them to create a high-yield portfolio that is not only robust but also provides the fuel to accelerate my growth positions. This is the blueprint for how I am making my money work for me, and it is a strategy you can implement right now.
The key is finding the right balance. Balance is how I was able to achieve higher returns than the market indexes over the last twelve months.
My Portfolio: 30.67%
US Stocks: 15.78%
👉There is an exclusive Seeking Alpha analysis at the bottom of this article. Seeking Alpha charges $239/year to access full analysis. Paid subscribers here get the same depth of research, plus my personal portfolio, at a fraction of the cost.
If you’re serious about building steady, predictable cash flow from dividends, this guide is the best place to start.
I’ve put together a curated, research-backed list of WEEKLY & MONTHLY paying option ETFs, designed to help you create reliable income every single month:
✅ ETFs that actually pay WEEKLY and monthly, not quarterly
✅ Estimated yields commonly above 30%. Dividend yields can be as high as 100%.
✅ My top picks for consistent income engines
✅ Includes newer, high-yield option income funds from the YieldMax suite, Roundhill, NEOS, Kurv, and Goldman Sachs
To get the full breakdown and unlock the tickers of these two game-changing positions, become a paid subscriber today.
Buy #1: Duolingo DUOL 0.00%↑
When I look at Duolingo, I see a business that delivered a very strong second quarter of 2025. Yet, despite this impressive performance, the stock's price faded its post-earnings pop and is now trading below its pre-earnings level. This is a disconnect and one I believe is fueled by irrational fear around the company’s implementation of AI. The market is so caught up in the idea that AI could disrupt Duolingo's business that it is missing the real growth story. Thankfully, you and I can take advantage of this opportunity.
DUOL is now down nearly 50% from its highs back in May. Therefore, I am now starting to accumulate shares.
In my view, this fear has become so exaggerated that it has created a ludicrously priced opportunity. At just 31 times my forward free cash flow estimate, Duolingo is a steal. I am confident that once this fear subsides and investors shift their focus to other concerns, the stock will head to $580 per share by the end of 2026.
Therefore, I will be accumulating shares until my position size sits around $10,000. Wall Street analysts also have an average price target of $478 per share, indicating a potential upside of over 75%.
Revenue growth has been consistently strong. With subscription tiers scaling and Max still in early innings, I expect Duolingo to deliver at least 27% year over year revenue growth in 2026. Duolingo's revenue growth has been consistently strong, and I see every reason for that to continue. With both Super and Max subscriptions growing nicely and Max still being a relatively new product, it is clear the company has a working monetization model.
Revenue aside, there are over 1.5B people trying to learn English across the world and Duolingo will capture a meaningful market share of this.
Duolingo's success is based on the habit it builds in its users. That habit cannot be disrupted by the occasional, unstructured use of a chatbot. If it could, we would have seen Duolingo's second quarter results falter, and they did not. Instead, the company delivered fast growth, with daily users up a remarkable 40% year over year, even after a period of big growth last year. People love the app, and they are responding positively to new features like the "Energy" system, which makes the learning experience more positive and less punishing.
My investment thesis is further supported by Duolingo's pristine balance sheet. As an investor focused on inflection points, I am drawn to a business with no debt and over $1 billion of cash and marketable securities. This gives the company substantial flexibility and provides an added margin of safety. Nearly 6 percent of Duolingo's market cap is in cash, a key metric I use to identify businesses with a strong bull thesis.
Furthermore, based on its first half of 2025 results, Duolingo has already generated $189 million in free cash flow, with a free cash flow margin of 39.4%. Even if we take a cautious approach and assume margins drop by 2% next year, which seems unlikely, the company is still aiming for around 37% free cash flow margins in 2026. If we pair that with the expected 27% revenue growth, the company could generate approximately $480 million in free cash flow next year. In my opinion, the company is likely to exceed that.
Buy #2: WeeklyPay Universe ETF
My investment strategy has always centered on creating a robust, multifaceted income stream. I believe in diversifying my sources of high yield to create a reliable cash flow that I can then reinvest into growth positions. This is the essence of my "dividend wheel" strategy.
My existing position in YMAX provides a strong foundation. YMAX offers a blend of S&P 500 exposure and high monthly income generated from a synthetic covered call strategy. It is a powerful tool for consistent cash flow.
However, I am always seeking ways to amplify and diversify that income. This is why I initiated a position in WPAY, the Roundhill WeeklyPay Universe ETF. The fund's unique structure and objectives make it a perfect complement to my existing holdings.
👉 I invested $5,000 into WPAY.
👉 $5,000 x Estimated 40% dividend yield = ~$2,000 in annual dividend income.
First and foremost, it offers weekly distributions. While YMAX provides weekly distribution income every Friday, WPAY provides a recurring income stream every single Wednesday. This is not just about the frequency; it is about the immediacy and consistency of cash flow. These weekly payments allow me to execute my dividend wheel strategy with greater agility, flowing distributions back into high-growth positions more frequently than I could with a monthly schedule.
The second key reason is diversification. WPAY provides broad exposure to the entire suite of Roundhill's single-stock WeeklyPay ETFs. As the screenshots show, this includes a wide array of top-tier companies like:
Google: GOOG 0.00%↑
Apple AAPL 0.00%↑
Amazon AMZN 0.00%↑
Meta Platforms META 0.00%↑
By investing in WPAY, I am not just betting on a single stock or sector, but on a diversified basket of leveraged, high-yield products. This spreads my risk while still allowing me to capture amplified returns.
Finally, the seamless nature of the fund is a significant advantage. WPAY is rebalanced monthly to equal weight, which ensures consistent exposure to all its underlying holdings. I do not have to worry about managing individual WeeklyPay ETFs or rebalancing them myself. The fund handles that, making my investment a true one-ticker solution for high-yield, leveraged exposure to these companies.
My decision to purchase this position on margin, with the expectation of a 40% annual payout, is a calculated move to turbocharge my income generation. The combination of YMAX's monthly distributions and WPAY's weekly payments creates a powerful engine for my dividend wheel strategy, providing the capital I need to consistently invest in promising growth opportunities.
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