January Dividend Report - Lower Income, Higher Growth🚨

My "lowest" month still paid $2,533. Here is how I generated that income and used it to buy more Amazon, Meta, and a new 15% yielder.

This is typically a slower month for income because many dividend payers and banks don’t pay out until February or March. Despite that seasonal lull, my portfolio generated $2,533.66 in dividend income this month.

Yieldly estimates that my dividend income will land somewhere around ~$3,000 in February.

I want to be clear about what that number represents. While this is one of the lowest months for me, it was due to the strategic shifts within my portfolio. Despite the lower income, this is still a mortgage payment. It’s still groceries for a family of four. It is tangible, functional cash flow that arrived in my account without me selling a single hour of my time to get it.

I will review those shifts in this report. I anticipate that this will be my lowest paying month of 2026. I also added a new income position that will generate me an extra $1,500 in annual income, which I recently issued a buy alert for.

The goal for 2026 isn’t just to stack more cash; it’s to make that cash safer. The goal is to collect income that can continuously be funneled into high quality growth positions.

Buy income → funnel dividends to growth stocks → outperform.

Looking at the performance below, we can see how this approach has led outperformance against the indices.

This month, I continued my pivot away from high-yield, high-risk option funds and aggressively reallocated that income into the companies building the future infrastructure of the economy.

In this update:

• The Breakdown: Exactly which stocks and funds paid out in January.

• The Growth Pivot: Why I am buying growth companies at these levels.

• New Income Position: I added $10,000 to a stock yielding 15%.

• High Yield Database: The high yield database is now live for paid subs!

Let’s get into the numbers.

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Portfolio Weight Snapshot

My strategy is evolving. I still utilize option ETFs for cash flow, but I am becoming ruthless about which ones deserve a spot in the portfolio. Reinvesting dividends into growth positions like Amazon and Meta is the key method I am using to offset NAV erosion. As you’ll see below, my portfolio leans heavily towards technology and financial investments.

Top Holdings by Weight (via Yieldly):

• Invesco NASDAQ 100 ETF - QQQM 0.00%↑

• ASML Holdings - ASML 0.00%↑

• Amazon AMZN 0.00%↑

• Microsoft MSFT 0.00%↑ - May accumulate this soon.

• Meta Platforms META 0.00%↑ – Position Increased

• Alphabet GOOG 0.00%↑

• Mastercard MA 0.00%↑

• PepsiCo PEP 0.00%↑

I try to put out buy alerts as soon as I initiate a position. So far, subscribers have been able to benefit from the following alerts:

1. Bloom Energy BE 0.00%↑ - now up more than 53% since the buy alert

2. Meta Platforms META 0.00%↑ - up 12% since buy alert.

3. AST SpaceMobile ASTS 0.00%↑ - up more than 55% since buy alert.

👉 Consider Upgrading To A Paid Membership For The Following Perks!

• Instant access to the Yieldly Dashboard. Optimize your monthly dividend income.

• Priority alerts for buys and sells.

• Covered Call Option ETF Database (dividend yields above 15%)

• In-Depth Research & Reports on dividend funds and growth stocks.

• Access to monthly dividend reports and portfolio reveals.

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Holdings That Paid Me in January 💰

Unlike December, which is packed with quarterly payouts from tech giants like Microsoft and Alphabet, January is a thinner month for traditional stocks. This month was carried heavily by the “Monthly Payers” and one key consumer staple.

The following positions paid me a dividend in January: